Sandbox pricing
What a transfer costs
The transfer fee is 0. Converting currencies uses an indicative mid-market rate less a 0.50% spread, and every quote shows both before you confirm. All of it is sandbox money for now.
Worked example
You send
1,000.00USD
Recipient gets
35,535.71THB
- Transfer fee
- 0.00 USD
- Mid-market rate (sandbox reference)
- 35.7143
- Spread (0.50%)
- −178.57 THB
- Indicative rate
- 35.5357
- Total they receive
- 35,535.71 THB
Illustration using the sandbox reference rate. Live quotes use the current indicative rate and are valid for a short time.
Personal sandbox
Freewhile in sandbox
- Hold 11 currencies
- Transfer fee: 0
- 0.50% FX spread, shown on every quote
- Savings pots, goals and scheduled transfers
- Refinance estimates and Copilot insights
Not offered
So there are no surprises later:
- Cards of any kind
- Business or team accounts
- Payouts to real bank accounts
- Real-money balances — Rachan holds no licence