About Rachan

A Financial OS for Southeast Asia, starting as a sandbox

Moving money between currencies is often slow, and the cost is hard to see. Rachan is our attempt at something clearer: one place to hold, move and plan your money, with the costs shown upfront.

Where we are

A sandbox, on purpose

Rachan runs as a sandbox. Balances are practice funds, transfers move between your own sandbox wallets, and nothing is paid out to a bank. We don't hold a licence to handle real money.

That lets you try the whole product — wallets in 11 currencies, cross-currency transfers, savings goals, refinance estimates and the Copilot — without risking anything.

Every quote shows the indicative mid-market rate, the 0.50% spread and the fee (currently 0) before you confirm.

11 currencies
Sandbox wallets to hold and convert
0.50% spread
Shown on every quote, with a fee of 0
Refinance
Compare indicative offers for your loans
AI copilot
Insights computed from your own data
What we stand for

Our values

Customers first

Every decision starts with whether it's genuinely better for the people who use Rachan.

Show the cost

Every quote shows the rate, the spread and the fee before you confirm.

Say what it isn't

Sandbox money is labelled as sandbox money, and we don't claim licences, reach or speed we don't have.